Prepare identity documents, provident fund loan contract, proof of repayment ability, early repayment application form and other relevant documents.

1. Identity Proof Documents

The borrower needs to provide valid identity documents, such as resident ID card or passport, etc., to prove the authenticity and legality of his or her identity.

2. Provident Fund Loan Contract

The borrower needs to prepare the original provident fund loan contract or relevant supporting documents to prove the provident fund loan information that it is repaying.

3. Proof of repayment ability

In order to evaluate the borrower's repayment ability, the borrower needs to provide proof of income, such as salary slips, tax returns or business licenses, etc., to prove that he or she has the ability to repay the loan. Stable source of income.

4. Application for early repayment

The borrower needs to fill in the application for early repayment of provident fund loan, detailing the amount of early repayment, the reason and the expected shortened years and other information .

5. Other relevant documents

According to the specific requirements of the local provident fund management center, the borrower may also need to provide other relevant documents, such as property certificates, marital status certificates, etc.

After preparing the above information, the borrower should go to the local provident fund management center or bank to handle relevant procedures. The Provident Fund Management Center or the bank will review the submitted information. After passing the review, the Provident Fund can be shortened.

In summary:

In order to shorten the provident fund loan period, the borrower needs to prepare identity documents, provident fund loan contract, proof of repayment ability, early repayment application and other relevant document. After submitting these materials, and after review by the provident fund management center or bank, the borrower can successfully shorten the term of the provident fund loan, thereby reducing interest expenses.

Legal basis:

"Housing Provident Fund Management Regulations"

Article 24 stipulates:

Employees have one of the following circumstances , the balance in the employee housing provident fund account can be withdrawn:

(1) Those who purchase, build, renovate or overhaul their own housing;

(2) Those who retire or retire;

(3) Completely losing the ability to work and terminating the labor relationship with the employer;

(4) Leaving the country to settle down;

(5) Repaying the house purchase loan Principal and interest;

(6) The rent exceeds the prescribed proportion of family wage income.

"Housing Provident Fund Management Regulations"

Article 25 stipulates:

If an employee withdraws the balance in the housing provident fund account, the unit where he works shall verify it , and issue a withdrawal certificate. Employees should apply to the Housing Provident Fund Management Center to withdraw housing provident funds with the withdrawal certificate. The Housing Provident Fund Management Center shall make a decision on whether to approve the withdrawal or not to allow the withdrawal within 3 days from the date of accepting the application, and notify the applicant; if the withdrawal is approved, the entrusted bank shall handle the payment procedures.