The benchmark interest rate for the latest one-year loan from 2065438 to August 2005 set by the central bank is 5.25%. Banks will raise or lower the benchmark interest rate when calculating the loan interest rate. Now that interest rates are market-oriented, banks can generally go down 10% for high-quality customers, and may go up by 20% for bad customers, basically depending on the financial situation of loan customers. Housing mortgage loan is a popular high-quality loan for banks, and it is more likely to implement the benchmark interest rate.
If the benchmark interest rate is 5.25%, the annual loan interest is 2,000,005.25% = 65,438+0.500 yuan.
Second, what's the annual interest on the 200,000-yuan mortgage?
Once or twice?
3. What's the annual interest on mortgage of 200,000 yuan with real estate?
20. What is the annual interest rate of110,000 real estate mortgage loan? First of all, no matter which bank the loan is in, it is mortgaged, and some are real estate. Some are certificates of deposit, because the interest depends on the choice of banks, and the loan interest rate of each bank is different. If the one-year loan interest rate of CCB is 5.5%, then 200,000 times 5.5 equals 1 000, 1 000 yuan, and the annual interest of 200,000 loans mortgaged with real estate is 1 000, 1 000 yuan.
4. What's the annual interest on the mortgage of 200,000 yuan?
Depending on whether it is a bank mortgage or other loan companies, the annual mortgage interest rate of bank real estate is 4.35%, and the local loan with interest of 200,000 yuan is 87 yuan.