Question 1: According to the current bank access conditions, foreigners will definitely not be able to apply for a loan to buy a car. Or you can ask the car finance company of the brand you purchased to see if there is a way to do it.

Question 2. Whether you can borrow money to buy a car on your behalf depends on your relationship with him. In short, from the bank's perspective, the borrower is you, and he has nothing to do with the bank. You and he definitely need to sign a purchase agreement, but this agreement is actually useless. It is a private agreement between you. To put it bluntly, if it is overdue, you can recover the loan from him, but you still have to go to the bank to get the money. Still.

Question 3. Whoever’s name is on the vehicle plate is the mortgagor. In the early years, banks used the model where you were the borrower and he was the mortgagor. Now it is generally not allowed, that is, the borrower and the mortgagor must be the same. Therefore, the vehicle needs to be in your name before it can be loaned on your behalf. Legally speaking, the ownership of the car is not his but yours. It is your asset.

What you are worried about is that if there is a car accident and the insurance company does not provide enough compensation, even if he does not run away, the victim can still name you as a co-defendant. Because you are the car owner.

Finally, let me tell you: If you have to lend him a loan out of love, but you don’t particularly want to help him, you can pretend to agree first, and then when the bank calls to verify, you can Explain that it is a purchasing agent and the actual user of the car is not you. Generally speaking, the bank will charge back the order.