Legal analysis: business license can be used to buy a car by loan. There are two kinds of loans with business licenses, one is personal business loans, and the other is small and micro enterprise loans. Personal business loan: it is mainly used to solve the capital turnover required by the borrower in the process of investment and operation. The starting point of the loan amount is 30,000 yuan, the longest loan period is 3 million yuan, and the longest loan period is 5 years. Specific process:

1. The borrower consults the lending institution about the business license loan;

2. According to the requirements of lending institutions, provide relevant information on business license loans and apply for loans;

3. Wait for the bank or small loan company to review. If approved, go to the bank to sign a loan contract. If it is a mortgage loan, you need to go through the mortgage registration procedures;

4. When issuing loans, the borrower can repay the loan principal and interest as agreed in the contract.

Legal basis: Article 6 of the Vehicle Purchase Tax Law of People's Republic of China (PRC), the taxable value of taxable vehicles is determined according to the following provisions:

(1) The taxable value of taxable vehicles purchased by taxpayers for their own use is the total price actually paid by taxpayers to sellers excluding value-added tax;

(2) In taxable value, where taxpayers import taxable vehicles for their own use, customs duty and consumption tax shall be added to the customs value;

(3) The taxable value of taxable vehicles produced by taxpayers for their own use shall be determined according to the sales price of similar taxable vehicles produced by taxpayers, excluding value-added tax;

(4) If a taxpayer obtains a taxable vehicle for his own use through donation, award-winning or other means, the taxable value shall be determined according to the price specified in the relevant vouchers when purchasing the taxable vehicle, excluding value-added tax.