Nowadays, many loan platforms have to check credit information when borrowing money. For example, if the credit is spent, it is very likely that it will not be lent. Some netizens came to consult and said that the credit information was spent on 360 loans, and the result became a loan supermarket. Then, why do credit cards need to spend 360 yuan to change loans for supermarkets? Let's briefly introduce it today.

Analysis on the reasons why 360 white bars of credit information consumption turned into loan supermarket

360 IOUs APP not only has its own products, but also other lending platforms, which is equivalent to a loan supermarket, but it is not provided by 360 IOUs. 360 white bars only play a role in drainage, but they will also match customers for these platforms.

If the loan of 360 IOUs becomes a loan supermarket, it means that the borrower's qualification does not meet the loan requirement of 360 IOUs, so that everyone can choose other loan platforms in the supermarket to borrow money. Under normal circumstances, borrowers with poor credit information, such as credit information flower buds, will be questioned about their repayment ability if they apply for loans or apply for credit cards many times in a short period of time, and 360 may not be allowed to borrow.

In this case, if you don't want to borrow other loan products, close the page, and then try to borrow a loan of 360 every two months, and use this time to improve your qualifications, such as the credit business that does not meet the credit information, use more financial products of 360, and keep the account active. On the one hand, it will reduce personal debt and the pass rate will be higher.

In short, it is also possible for supermarkets to change their credit cards into 360 IOUs. The reason is that it still does not meet the requirements of 360 IOUs, and it is necessary to borrow from other loan platforms in the supermarket, which needs to be selected according to actual needs.