For the first home, based on the current 15% discount, the current interest rate is 6.14% for a term of more than five years, with a 15% discount, and the monthly interest rate is 6.14%*0.85/12

100,000 Monthly repayment amount for 10 years (120 months):

100000*6.14%*0.85/12*(1+6.14%*0.85/12)^120/[(1+6.14%*0.85/ 12)^120-1]=1071.39 yuan

Explanation: ^120 is 120th power

Conditions: Good personal credit

Procedure: House purchase contract \ID card (if you are married, both parties need it)\Invoice for 30% down payment\Household register