Not the same. Wanda’s “online loan platform” and P2P platform are also two concepts. According to the P2P Supervision Measures (Opinion Draft)
P2P platforms refer to financial information intermediary platforms established in accordance with the law and specializing in online lending information intermediary business activities. The operating companies are called online lending information intermediaries. Wang Jianlin's mention of "online loan platform" does not refer to a specific Internet platform, let alone an intermediary platform. From Wang Jianlin’s speech, we learned that Wanda’s “online loan platform” is equipped with four major modules: big data, credit reporting, mobile payment and Feifan Card. As many as 90% of small and medium-sized enterprises in Wanda’s business system are provided through online small loan companies. Merchants provide loans. In contrast, I personally like the simplicity and convenience of P2P. For example, Xingchen Financial Services Co., Ltd. cooperates with Shuanggan Payment, a third-party fund custodian, when it goes online. The platform has no access to funds and has a full sense of security. Moreover, it is the first investment and financing platform focusing on the field of supply chain finance. Its business comes from the upstream and downstream supply chain business of high-quality state-owned enterprises and listed companies across the country. The projects are transparent, authentic and high-quality.