What should you do if your ID card is lost and someone finds it and takes it for a loan

1. When answering questions from netizens, the Ministry of Public Security made it clear: Citizens do not need to report the loss after losing their ID card. and newspaper statements. If the resident ID card is lost and used by others, the unauthorized user and the review department shall bear corresponding legal responsibilities, and the person who lost the ID card does not need to bear any responsibility.

2. In summary, if your ID card is lost, you are not at fault for the fraudulent use and do not need to bear responsibility. The fraudulent user and the review department should bear the corresponding legal responsibility; What to do if someone takes out a loan

Basic knowledge of ID card loans:

1. In compliant banks and small loan companies, you are required to hold the original ID card before you can get a loan. .

2. In illegal loan companies, if the loan process does not meet the standards, it is possible to get a loan.

If you are worried about whether your ID card will be used for a loan, there are some ways to check.

1. To check your credit report through the local bank outlets designated by the People's Bank of China, you need to provide your ID card and a copy.

2. Self-service inquiry of the credit report through the website of the Credit Information Center of the People's Bank of China requires ID card, mobile phone number, bank card and other information. After the inquiry application is successful, the credit report can be obtained within 24 hours.

The credit report contains detailed information such as work information, residence information, loan information, loan amount, monthly payment status, overdue status, credit card status, etc. Users can clearly understand their credit status.

If you find that your ID card has been borrowed, there are the following ways to solve the problem.

1. Report the incident to the local police to prevent loss of funds and control the development of the matter.

2. Prosecute the borrower and the lending company through the court for suspected illegal operations and infringement of the economic rights of others.

Since your own information is relatively important, we have some suggestions.

1. Do not leak your identity information, company business license information, phone number information, etc., as it may be used for illegal borrowing purposes.

2. Do not expose your important information on the Internet or social media to avoid financial fraud on relatives, friends, classmates, colleagues, etc. What should I do if someone picks up my ID card and takes it for a loan?

When applying for a loan, the lender needs to prepare information into the following categories:

1. Proof of personal identity: ID card, residence certificate, household register, marriage certificate and other information;

2. Provide proof of stable income source: bank statement, labor contract, etc.;

3. Provide proof of stable address: such as house Lease contract, water and electricity payment slip, property management and other relevant certificates;

4. Other information specified by the bank. If I lose my 18-year-old ID card, will someone find it and use it for a loan?

If you lose your ID card, you need to get a replacement as soon as possible.

There is nothing better than this The local law has it.

If your ID card is picked up by others, there is such a security risk. If I lose my ID card, will someone use it for a loan if I find it?

No... I can't replace it. If I could, China would be in chaos. So many people lose their ID cards every day... But I suggest you report the loss and get a new one!

I hope it will be adopted. What should I do if I lose my ID card and someone picks it up to take out a loan or do something illegal?

If I lose my ID card, I should report it to the police station immediately.

You cannot get a loan even if you simply pick up an ID card. After you report the loss to the police station, anything that happens to the ID card has nothing to do with you. If you lose your ID card, if someone else finds it, can you use it to get a loan and do illegal things?

You can just go to the police station to apply for a new ID card. There is no need to report the loss, because now you need to bring your own ID card to handle some business. , it will be difficult for someone who finds it to use your ID card to handle illegal matters. If you do, it will be because the accepting unit is not serious and has nothing to do with you. You can consult again at the police station when applying for a new ID card. If you lose your ID card, will it be used for a loan?

It's possible, but you don't have to bear the responsibility.

The Ministry of Public Security’s comprehensive response to issues related to the replacement of lost resident identity cards pointed out: The resident identity card is a legal identity document for citizens, and its main function is to prove the identity of citizens when engaging in relevant activities. When citizens use resident ID cards to prove their identity, the relevant document-using departments have the obligation to check the consistency of the person and the certificate. Only after confirmation is correct can the relevant business be handled for the holder. If a resident ID card is lost and used fraudulently by others, the impersonator and relevant departments shall bear corresponding legal responsibilities. The person who lost the ID card does not need to be held responsible for actions he or she did not commit. The "Resident Identity Card Law" also clearly stipulates that anyone who fraudulently uses another person's resident identity card will be fined not less than 200 yuan but not more than 1,000 yuan by the public security organs, or detained for not more than ten days. If there is any illegal income, the illegal income will be confiscated. What should I do if my ID card is used for a loan? Urgent

Are you sure the call is from the bank, because a loan does not only require an ID card, but also requires a lot of procedures and investigations. . . So, if it really doesn’t exist, don’t worry, or you can call the police directly! If your ID card is lost and someone else finds it, can you use it for a loan?

Loans require an interview in person, so an ID card is of no use