1. 2017 housing loan benchmark interest rate

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2. What is the housing provident fund loan interest rate?

The benchmark interest rate for commercial loans in 2017 is 4.90 for more than five years, 4.75 for one to five years (including five years), and 4.35 for less than one year (including one year). The benchmark interest rate for housing provident fund loans in 2017 is 5 ( Inclusive) 2.75 for a term of less than 1 year and 3.25 for a term of more than five years.

3. 2017 housing loan benchmark interest rate

Bank of China loan interest rate on March 21, 2017

Project annual interest rate

1. Short-term loans

Within one year (including one year) 4.35

2. Medium and long-term loans

One to five years (including five years) 4.75

3. Personal Housing Provident Fund Loan Year

Five years or less: 2.75

More than five years: 3.25