Business license, organization code certificate, account opening permit, tax registration certificate, articles of association, capital verification report, recent financial statements, enterprise bills, various tax bills, etc. , as well as business premises lease contract, rent payment voucher, recent water and electricity charges, etc.
The borrower's valid identity documents, recent bank accounts and personal assets certificates, such as real estate, cars, stocks and bonds.
A document proving the purpose of a loan, such as a sales contract.
Other documents required by the bank.
After preparing the relevant information according to the regulations of the bank, the business owner can take the information to the counter of the bank's business outlets to find a staff member to apply. Fill in the application form, then give the form and materials to the staff, and then wait for the bank to review. If approved, the bank will inform the customer to sign a loan contract at the outlet. After the customer signs the contract and completes the relevant procedures, the bank will lend money.
Enterprise tax bill loan conditions
A stamp loan requires mainland residents to be 22-65 years old and meet the following conditions:
The applicant must be the legal representative of the enterprise, and the shareholding ratio of the legal representative is greater than or equal to 30%. The enterprise has been registered for more than 2 years.
At present, the major shareholder has not changed for nearly 12 months, and the legal representative has not changed for nearly 12 months.
There is a billing record for 18 months, and 18 months cannot have no billing for more than 3 months.
Enterprise tax bill loan application qualification
The enterprise business license has been registered for 2 years.
Enterprise tax level abc level
Corporate shareholders can apply for normal invoicing or tax payment (the more the better).
The enterprise has no current litigation, and the individual has no current overdue.
The annual invoice is not less than 1 10,000, or the annual tax payment is not less than 1 10,000. The financing amount of a single platform is 10% of the invoice amount, which is 5-8 times of the tax payment.