First, small secured loans are preferential policies for the state to support entrepreneurship. According to your situation, you can apply for a small secured loan.

2. The maximum amount of small secured loans can reach 654.38+10,000 yuan, and the loan period is two years. For those engaged in low-profit projects, the state will increase by 3 percentage points according to the benchmark interest rate.

3. Small secured loans are based on the principle of "territorial management", so you should apply to the employment bureau where your household registration is located. The required formalities, certificates and procedures are as follows:

Step 1: Financial institutions lend money. The borrower applies to the handling financial institution and provides relevant loan application materials. Handling financial institutions shall accept and review according to the provisions of credit policies, and if they meet the requirements of credit access, handling financial institutions shall issue loans according to the provisions.

Step 2: Discount recommendation and filing. For those who meet the financial discount conditions and don't need counter-guarantee from guarantee institutions, the handling financial institution will issue the Micro-loan Entrepreneurship Guidance and Recommendation Form, and the borrower will go to the local employment bureau within 10 working days after obtaining the loan.

1, issued by the handling financial institution.

2. Original and photocopy of business license and tax registration certificate.

3. The original and photocopy of the bank loan contract;

4. Personal documents: ID card, household registration book, original and photocopy of re-employment concession card or unemployment certificate (employment unemployment registration certificate), support concession card, valid certificate of discharged soldiers, and certificate of rural workers entering the city to start a business.

Step 3: Qualification and condition review. The employment bureau shall, within 5 working days, organize personnel to verify the project situation, employment situation, business situation and loan situation of the applicant for the record, and collect relevant information.

Step 4: Participate in training and provide entrepreneurial services. In accordance with the relevant policies and regulations on entrepreneurship to promote employment, the Employment Bureau timely organizes qualified personnel to participate in entrepreneurship training organized by the labor and social security department and entrepreneurship service organized by the Entrepreneurship Guidance Center of the Employment Bureau; Strengthen daily management and follow-up services. , and establish relevant basic management accounting, establish and improve the management service operation mechanism.

The borrower shall provide the following information to the community where his household registration is located.

1. Original and 3 copies of ID cards of both husband and wife.

2. The original and 3 copies of the husband and wife's household registration book.

3 original and 3 copies of marriage (divorce) certificate or unmarried certificate.

4. The original and three copies of the business place certificate.

5. Original and 3 copies of the "SIYB" entrepreneurship training certificate.

6, small secured loan project demonstration report.

7. The original and 3 copies of the residence certificate issued by the community where the husband and wife live.

8. One-inch recent photo of husband and wife 1.

9. Personal Loan Application Form in triplicate.

10, 3 originals and photocopies of industrial and commercial business license and tax registration certificate.

How to get a loan if you are unemployed?

If you are unemployed, you can apply for a business loan. Generally speaking, venture loans need to meet the following conditions and materials: 1. The application condition of venture loan is 1. You have full capacity for civil conduct and are under the age of 50; 2 has been opened, holding the industrial and commercial business license, tax registration certificate and related industry business license issued by the administrative department for Industry and Commerce; If it is still in preparation, it is necessary to provide relevant business certificates. 3 engaged in legitimate production and business activities, the project has development potential or market competitiveness, and has the ability to repay the loan principal and interest on schedule; 4. Good credit standing, law-abiding, no bad credit and debt records, and able to provide mortgage, pledge or guarantee recognized by the bank; Having a fixed domicile and business premises in the agency; 2. Application materials for venture loan 1. Valid identity certificate and household registration certificate, marital status certificate and personal income certificate 2. Relevant business license or business certificate. Other materials required by the bank. Please consult the bank for details.

How to apply for unemployment and entrepreneurship loans? This is a universal application!

Nowadays, many people will choose to quit their jobs and start businesses. In the process of starting a business, it is inevitable that there will be times when funds are not enough. At this time, many people will think of handling unemployment and entrepreneurship loans. So, how to apply for unemployment entrepreneurship loans? Today, I will introduce you to the application method.

Steps to deal with unemployment and business loans

1, bring your ID card, unemployment certificate, etc. , and submit a loan application to the community or the service center of the employment and entrepreneurship incubation base (park);

2, waiting for the labor and social security institutions to conduct preliminary examination, and introduce eligible borrowers to the guarantee institutions;

3, waiting for the machine to review the borrower's qualifications and entrepreneurial projects, and provide the "Review Opinions on Small Guaranteed Loan Projects to Promote Employment";

4. After the loan application is approved, the entrepreneur can bring relevant information to the commercial bank to submit the loan application;

5. After the bank completes the examination and approval and signs the loan contract with the borrower, it will lend money to everyone.

Conditions for applying for unemployment entrepreneurship loans

1, generally not over 60 years old, with good personal credit and no record of non-performing loans;

2. Holding the Employment and Unemployment Registration Certificate issued by the labor and social security department or the certificate of returning home to start a business;

3. Being able to provide mortgage or guarantee approved by the bank;

4. Having a fixed domicile and business premises in the lending institution;

5. Engaged in legal production and business activities, with a certain ability to repay the principal and interest.

Through the above contents, I introduced how to apply for unemployment entrepreneurship loans. However, there will be differences in the specific situation of handling unemployment entrepreneurship loans across the country. Therefore, the detailed requirements should be consulted with relevant departments.