With provident fund materials:

1, the original ID cards of the extractor and spouse;

2. Extract the original marriage certificate (or unmarried certificate);

3. Original commercial housing sales contract;

4. Original down payment invoice for the purchase of commercial housing;

5. Original certificate of online registration and filing of commercial housing sales contract;

6, the extraction unit to fill in and affix a seal.

Conditions for withdrawal of housing provident fund:

1, the employee or his immediate family members (spouse, children, parents) shall pay off the house purchase price when purchasing the self-occupied house, within one year after signing the house purchase contract or handling the house ownership certificate;

2 employees or their spouses repay the principal and interest of the house purchase loan within the loan term and repayment amount;

3, workers or their spouses to build, renovate, overhaul the owner-occupied housing with property rights, within one year after the completion of the housing.

Provident fund withdrawal process:

1. Individuals apply to the unit, fill in the Application Form for Withdrawal of Employee Housing Provident Fund and submit the corresponding proof materials for withdrawal under various circumstances;

2. Notify the provident fund center after the unit is approved. When the employee cancels the account, the unit still needs to seal the provident fund of the relevant personnel at the handling bank;

3, provident fund center for examination and approval of employee provident fund withdrawal application;

4, provident fund center transferred to the unit, from the unit to the employee bank account.

To sum up, the housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees. The housing accumulation fund takes the family as the unit, and the family refers to both husband and wife and minor children.

Legal basis:

Article 24 of the Regulations on the Management of Housing Provident Fund

Workers in any of the following circumstances, you can extract the amount of storage in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(four) the city or county where the household registration has moved out or settled abroad;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.