You mean the car you are driving now?

This business is available in N banks. You can ask at any bank and you can see the big advertisement of Shanghai Pudong Development Bank! I'm talking about mortgage! Your car is mortgaged.

After the mortgage, of course, your car can continue to drive! The bank won't take your car! Ha ha! It's just that you can't sell it to others. The bank will consider you and then confiscate your car.

In other words, the car does not consider the depreciation of the house and the mortgage. After all, the depreciation rate of cars is much higher than that of houses.

2. Can I get a loan from the bank by car?

It is ok to borrow money from banks by car, which can be used by several domestic banks, such as ICBC, CCB and ABC.

Conditions:

1, a natural person with full capacity for civil conduct, aged between 18 (inclusive) and 65 (exclusive); Foreigners and residents of Hong Kong, Macao and Taiwan who are borrowers should have lived in People's Republic of China (PRC) for one year and have a fixed residence and occupation.

2. Have legal and valid identity certificate, household registration certificate (or valid residence certificate) and marital status certificate (or unmarried statement).

3. Have a good credit record and willingness to repay.

4, with a stable source of income and the ability to repay the principal and interest in full and on time.

5. Can provide legal, effective and reliable vehicle mortgage recognized by the bank.

6. Open a personal settlement account in the bank.

7. Other conditions stipulated by the bank.

Extended data:

Conditions and materials required for applying for services in automobile mortgage:

1. has a stable occupation, and the applicant has the ownership of the local mortgaged vehicle.

2. Carry out business and live and work in the city for a long time.

3, motor vehicle registration certificate, driving license, purchase tax additional proof (this), car purchase invoice.

4. Insurance policy, travel tax, and relevant tax payment certificates for imported vehicles.

5. ID card (temporary residence permit or residence permit within the validity period provided by non-local account customers)