What is the process of handling provident fund loans in Chengbei Villa?
1. Chengbei villa cannot apply for provident fund loan. Generally, you can apply for a mortgage loan after completing the formalities. At the age of 18-65, with full capacity for civil conduct. Pay a down payment on the house.
2. Have a stable legal income and the ability to repay interest; The Borrower agrees to use the purchased house and its rights and interests as collateral; The purchased second-hand houses have clear property rights and meet the requirements for entering the real estate market stipulated by the Beijing Municipal Government; The purchased house is not within the scope of the demolition announcement; Other conditions required by the lending bank.
3. Mortgage loan process: the lender prepares relevant materials, fills in the loan application form at the bank and submits the materials; After receiving the application, the loan bank shall confirm and review the information; After the audit, the loan bank contacts the lender and signs the relevant contract; For bank loans, the lender shall fulfill the repayment obligation.
What materials does Chengbei Villa need to apply for provident fund loans?
1. Chengbei Villa cannot apply for provident fund loans. The materials required for applying for mortgage loans are: three copies of the applicant's and spouse's ID cards, and the original and photocopy of the household registration book (if the applicant and spouse are not in the same household registration, a marriage certificate should be attached).
2. The original purchase agreement; 1 Original and photocopy of advance payment receipt for 30% or more of the house price; Proof of the applicant's family income and related assets, including payroll, personal income tax bill, income certificate issued by the unit, bank deposit certificate, etc. ; The developer's collection account number is 1.
3. Housing mortgage loan refers to a loan that an individual pays a certain down payment when purchasing a property with a property right certificate, a house or a commercial house that can be traded in the market, and the rest is applied to a cooperative institution with the purchased property as collateral.
Everyone knows what is the process of applying for provident fund loans in Chengbei Villa? What materials does Chengbei Villa need to apply for provident fund loans? I believe you will have a certain understanding after reading it, which will help you in the future.