No, the purchase of two sets has dropped. In 2022, the national first home loan interest rate has dropped 140bp, which is the lower limit of the mainstream mortgage interest rate in 27 cities. On October 30th, Cailian165438+/KLOC-0, the monitoring data of mortgage interest rate of 42 key cities in China by Rong 360 Digital Technology Research Institute showed that the average interest rate of the first home loan in China in 2022 was 4.65438+10. The average interest rate of the second home loan is 4.95%, which is 5BP higher than the lower limit of the national mortgage interest rate. Judging from the decline, the interest rate of the first suite dropped by 140BP this year, and the interest rate of the second home loan dropped by 90BP. In addition, among the 42 first-and second-tier cities monitored in June 5438+065438+ 10, the mainstream mortgage interest rates in 27 cities were at the national lower limit level, and the mainstream mortgage interest rates in Guangzhou, Chengdu and Ukraine were at the first set of 4.3% (LPR level of more than five years) and the second set of 4.9%.