Yes, after the house appreciates, you can choose to let go of the mortgage loan and lend it out!

Conditions for applying for real estate mortgage:

1, a natural person with China nationality and full capacity for civil conduct;

2. Hold valid identity documents;

3. Have a stable and legal source of income;

4. Mortgaged real estate has a real estate license with clear property rights and can be listed and circulated;

5. Other conditions stipulated by the bank;