The wage loan issued by China Merchants Bank refers to the loan with the borrower's personal wage income as the repayment guarantee. You don't need to provide a guarantee, but you can apply if you meet the following conditions:

1. Require that the borrower's personal credit is good, the credit rating is above Grade II, and there is no bad record on the personal credit report;

2. The borrower's work unit pays wages through China Merchants Bank, and the borrower has a record of paying wages for more than 6 consecutive months. It also requires borrowers to pay more than 50 thousand yuan in wages every generation.

Please refer to:/ask/016b61616093178.html for more conditions for issuing wage loans on behalf of China Merchants Bank. Zd view more content