Generally speaking, countries that currently accept China students are required to provide "proof of deposit for studying abroad" before applying for a study visa. The amount ranges from several hundred thousand yuan to millions of yuan, and there is also a deposit time requirement. Some require at least three months, while others require at least half a year to prove the family's economic strength and ability to study abroad. Otherwise, the visa will be refused.
Characteristics of China Bank's Loan for Studying Abroad
China Bank's personal study abroad loan is a loan product used by lenders to prepare for various expenses needed for studying abroad. It can be used for tuition and fees, transportation expenses, living expenses, study abroad deposits, etc. It has the characteristics of high quota (up to 6.5438+0.5 million yuan or equivalent foreign currency), long term (up to 654.38+00 years), low interest rate (as low as 3.6% for foreign currency loans, depending on the currency quotation at the time of business handling) and simple procedures.
In addition to RMB, it also provides various foreign currency loans, including US dollars, British pounds, Hong Kong dollars, Australian dollars and Canadian dollars. The unique interest rate advantage of foreign currency loans provides a powerful tool for customers with strong family assets. The loan can also set a grace period, during which only the interest is repaid but not the principal, thus reducing the pressure on repayment funds.