Professionals are usually short-sighted before joining the company. For experienced employees, the main training focuses on the strengthening requirements of company processes and sales characteristics. If you have no experience, you can also go to the banking business to handle the process and elements. , to cope with the interview, and ask more questions during the training. Once you start a business, you will get familiar with it once or twice.
The development of mortgage experts is hard to say. If you do well, you may become a department head. If you have accumulated pure experience, you can also win it all in the second-hand market, and the warrant departments of all companies can develop. You can change jobs in the future, the new tax of the department is not low, and there is no sales pressure, which is a stable development trend.
Second, can real estate companies recruit inexperienced bank mortgage specialists? I hope to answer more carefully.
Usually, professionals will be trained for a short period of time, usually 3-7 days. For experienced employees, the main training focuses on the strengthening requirements of company processes and sales characteristics. If you have no experience, you can also go to the bank to consult the process and elements of loan business, cope with interviews and ask more questions during training. Once you get the hang of it, you'll be familiar with it once or twice. Don't worry.
The development of mortgage experts is hard to say. If you do well, you may become a department head. If you have accumulated pure experience, you can also win it all in the second-hand market, and the warrant departments of all companies can develop, and you can find a job in this circle in the future. The new tax in this department is not low and there is no sales pressure, which is a stable development trend.
3. Can a real estate investment specialist switch to a mortgage specialist? Actually, I want to take out a mortgage, but I don't have one. ...
Yes, you can. The bank mortgage specialist is actually very simple. You can go to the bank to find out first.
Fourth, is the mortgage officer easy to do?
Mortgage Commissioner refers to the full-time staff who specialize in mortgage activities in commercial banks, financial institutions or real estate companies.
Duties of the Mortgage Commissioner:
1. Review the customer information to be mortgaged.
2. Submit the buyer and seller information with complete mortgage information to the bank for approval. If it is a first-hand house, the developer's information will be submitted to the bank for review in advance.
3. Responsible for coordinating and communicating with intermediary companies and banks on mortgage-related work.
4. Responsible for completing mortgage registration of house transactions.
5. After the mortgage procedure is completed, the bank will pass the examination and approval, then go to the housing exchange to transfer the ownership, and finally take out the real estate license registered by the mortgage and hand it over to the bank for lending. The mortgagor returns the information. What belongs to the customer shall be returned to the customer, and what belongs to the company file shall be kept by the company file.
6. The relevant materials for handling the first-hand house of the real estate license shall be handed over to the real estate license accreditation officer after the customer pays the deed tax and maintenance fund. Under the condition of ensuring that the risks are within the company's tolerance, help customers to complete mortgage loan work to the maximum extent and speed up the company's capital turnover.