Extended data:
Renren loan is a credit or guaranteed loan business that Tunliu Sanhe Village Bank handles for individuals who have local accounts and meet the loan conditions for business or consumption. Loan object, loan purpose, amount, term, interest rate and repayment method: (1) Have a local account. (2) If you do not apply for a loan without a specific purpose, you may not use it for the following purposes: buying goods that are explicitly prohibited by the state; Investing in stocks, futures and financial derivatives; Other prohibited uses stipulated by the state. (3) The maximum loan amount shall not exceed 2 million yuan, which shall not exceed 1.5 times of the net assets of the borrower. Annual disposable income of the borrower * loan term > sum of loan principal and interest. (4) The longest loan term is 36 months, and the borrower can choose a single loan term independently according to his own production and operation conditions and capital turnover characteristics. (5) Pricing according to LPR interest rate. (6) Loan repayment method: equal principal and interest, installment interest, one-time principal repayment or irregular repayment.