1, explain the situation to the contacts in your address book before the deadline, and make good preparations for collection, otherwise you will be puzzled and disgusted with you when you receive the call. Therefore, it is better for you to confess yourself than the collection staff. Of course, you can also say that your information has been leaked. In short, we must inform them in advance, and let them insist that they don't know themselves when they receive the call, which may reduce the harassment to a certain extent.

If you don't owe much, tell your family. Don't be ashamed. I'm sorry. You know, the later you confess, the greater the impact. If you delay one day, you may have to pay one more day. So be honest with your family and try to get their understanding. Although I may hit you and scold you, Bian Xiao believes that I will finally face you and put up with you.

3. Obtain credit reports on public platforms such as innocent data, find out your overdue records, and divide your online loans into formal and informal, credit-seeking and non-credit-seeking. If you want to pay back the money but don't have enough funds, then negotiate with the online lending platform, give priority to formal credit reporting, and minimize the impact on yourself.

If you feel that your family can't help you and don't want your family to help you pay back the money, there is only one last way to go, that is to go ashore by force. Forced landing does not mean that all online loans will not be returned, and the money will still be returned. It's just a question of how, when and how much. Since I really can't afford to pay back the money for the time being, I'd better not pay it all for the time being, and let myself return to my normal life and work hard first. Otherwise, you have been raising loans with loans, and you can't even afford the most basic interest. How can you go ashore?