Different methods and different requirements.

1. To apply for a real estate mortgage loan, you only need to go through the mortgage guarantee procedures, and the house can continue to be used by yourself; the real estate mortgage loan can be handled by the applicant himself or someone other than the owner of the property.

2. Lending, also known as lending, is a kind of borrowing calculated on a daily basis. Lending is usually limited to 1-2 days, up to 1-2 weeks, or a period agreed in advance. The borrower It can be returned at any time, and the lender can also notify the borrower to return it at any time, but it generally does not exceed one month at most.