Bailout loans need high credit information. On June 23, 2022, Jinan Guarantee Group mentioned in its official website that the borrower's credit status is good and there is no overdue record at present. In the past two years, the accumulated overdue records of loans and credit cards shall not exceed 6 times, and the consecutive overdue times shall not exceed 3 times, and all of them have been paid off before the loan; There are no major cases (defendants) involved in litigation that have not been executed, there is no information of dishonesty or non-execution, and there is no state other than "normal" in the five-level classification of loans. Therefore, bail-out loans need high credit information.