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How to open a loan work certificate
The loan work certificate should be issued to the work unit, indicating my information, company information and the purpose of this certificate, and stamped with the official seal of the unit. The role of the company's salary certificate is to provide monthly proof of economic income for employees to handle credit cards or other banking business. How to write the salary certificate of the company as follows: 1. What is the proof of income? It is the proof of economic income that China citizens need in their daily production, life and business activities. Generally, when handling visas, bank loans, credit cards, etc. You will be asked to issue a proof of the economic income of the party concerned. Two. When applying for a credit card or handling other banking business, proof of income is an indispensable proof material. Many people don't know what format the standard income certificate is when asking the unit to issue it, which leads to many income certificates being unusable. It is one of the main reference contents of the initial credit limit in credit card audit, which directly reflects the repayment ability of the handling personnel.

Interim Measures for the Administration of Personal Loans Article 11 To apply for personal loans, the following conditions shall be met: (1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state; (2) The purpose of the loan is clear and legal; (3) The amount, duration and currency of the loan application are reasonable; (4) The borrower has the willingness and ability to repay; (5) The borrower's credit status is good and there is no significant bad credit record; (6) Other conditions required by the lender.

Information needed for the loan.

Specifically: 1, personal identity document, household registration book, marriage certificate, etc. Loan applicants and their spouses. 2. Proof of personal income, such as: running water from the bank, running water from wages paid by the bank, etc. 3. Proof of personal assets, such as real estate license and automobile driving license. 4. Relevant information on business and loan purposes: such as sales contracts, purchase vouchers, renovation contract, etc. 5 for mortgage loans, it is also necessary to provide collateral assessment report approved by the lending institution and issued by the assessment department. 6. If it is a house purchase loan or a car purchase loan, it is also necessary to provide relevant contracts or agreements signed with developers or car dealers. 7. If you need a loan guarantor, you also need to provide relevant credit certification materials of the guarantor.