Hello, before the formal loan channel, you will often check the credit information. Take the APP loan with money to spend, good personal credit information will help to improve the success rate of the loan, so you need to keep the good habit of repaying the loan on time. In addition, for the platform to provide loans, it is necessary to consult the official instructions in advance and prepare the information required for the application conditions. I hope this answer is helpful to you. This answer is provided by Youhuahua, a credit service brand under Xiaoman Finance (formerly Baidu Finance). The reliable interest rate is low, and the amount can be calculated immediately by clicking the bottom of the mobile phone, and the maximum loan amount is 200,000.