Many people will encounter financial difficulties. If they are short of money, they can try to apply for loans, but don't rely too much on loans, because too many loans will lead to a series of problems. If it is only used for short-term emergency, it can be cancelled directly if it is not needed. The order of cancellation is also very important and can be carried out according to some rules.

1, loan amount

Be sure to control the number of loans, because if there are too many credit records, the lending institutions will think that you rely on loans to solve financial problems for a long time, and your own finances should be problematic.

Moreover, the number of loans is large, and the natural repayment pressure is not small, which is easy to lead to overdue. Banks and financial institutions follow the principle of loan safety. If your risk is high, you won't be given a new loan.

2, the amount of high and low

Generally speaking, loans with high quotas are preferred, and loans with small quotas are preferred if they need to be cancelled. For example, suppose Xiao Wang needs a loan of 50,000 yuan. Because he was not qualified, he applied for four loans from four channels, namely 654.38+00000 yuan, 10000 yuan, 10000 yuan and 654.38+00000 yuan. Then, there is no doubt that priority should be given to microfinance and cancellation.

3. Don't raise the amount for a long time.

If you regularly use one or several loan products, and some products have never been raised, and the amount is always around several thousand, then you can try to cancel those that cannot be raised, because according to your qualifications, you may not meet the requirements.

4. By lending institution

Give priority to cancel the products of private loan companies and keep bank loans, because the loans of bank financial institutions are more secure.