No, you can't buy a house with a provident fund loan after retirement.

Second, can retired teachers use housing provident fund loans to buy a house?

As long as you meet the conditions of provident fund loans, you can apply for housing provident fund loans. Only for those employees who are about to reach retirement age, it may have an impact on the loan amount and loan life, that is, the loan amount will be reduced and the loan life will be shortened. For specific local policies, please consult the hotline of the Housing Provident Fund Management Center: 12329.

I still have two years to retire. Can I still buy a house with a provident fund loan?

The possibility of passing is not high, and even if it passes, the repayment period is very short.

4. Can retirees buy a house with provident fund loans?

1, the provident fund cannot be loaned from other places. You can write your name and your father's name on the house purchase contract, or ask your father to write a power of attorney for you, so that you can use your housing provident fund to borrow money;

2. Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees;

3, the definition of housing provident fund includes the following five aspects:

house

(1) The housing accumulation fund is only established in cities and towns, and the housing accumulation fund system is not established in rural areas.

(2) Only on-the-job employees can establish the housing accumulation fund system. Unemployed urban residents and retired workers do not implement the housing provident fund system.

(3) The housing accumulation fund consists of two parts, one part is paid by the employee's unit, and the other part is paid by the employee. After the employee's individual deposit is withheld by the unit, it will be deposited into the individual account of the housing provident fund together with the unit deposit.

(4) The long-term nature of housing provident fund deposit. Once the housing provident fund system is established, employees must be paid continuously in accordance with the regulations during their employment, and shall not be suspended or interrupted except for employees' retirement or other circumstances stipulated in the Regulations on the Administration of Housing Provident Fund. It embodies the stability, unity, standardization and compulsion of housing provident fund.

(5) Housing accumulation fund is a personal housing savings fund specially used by employees for housing consumption expenditure, which has two characteristics of accumulation and specificity.