Housing provident fund cannot be withdrawn if it does not meet the withdrawal conditions. The extraction of housing provident fund must meet the extraction conditions, and the extraction procedures shall be handled in the housing provident fund management center after meeting the conditions. Workers in any of the following circumstances may apply for withdrawal of housing provident fund. (a) the purchase of owner-occupied housing, provide the purchase contract, agreement or other proof; (two) the purchase of owner-occupied housing, provide the approval documents or other documents of the competent department of construction and land administration; (three) renovation, overhaul occupied housing, provide the approval documents or other documents of the planning administrative department; (4) certificates of retirement and resignation; (five) completely lose the ability to work and terminate the labor relationship with the unit, provide proof of complete loss of labor ability and proof of termination of labor relations; (six) after the termination of the labor relationship with the unit, if it has not been re-employed for five years, it shall provide proof of unemployment; (seven) to settle abroad, provide exit certificates; (eight) accounts to move out of the administrative region of this province, to provide proof of migration; (nine) to repay the principal and interest of the house purchase loan and provide the house purchase loan contract; (ten) to pay the rent, provide proof of wage income and housing lease contract; (eleven) migrant workers and units to terminate the labor relationship, provide proof of household registration and proof of termination of labor relations; (twelve) other circumstances stipulated by the housing provident fund management center. "Regulations on the Management of Housing Provident Fund" Article 24 Employees may withdraw the balance of the housing provident fund account under any of the following circumstances: (1) purchasing, building, renovating or overhauling their own houses; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund. Twenty-fifth workers from the housing provident fund account balance, the unit shall verify, and issue a certificate of extraction. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.

Legal objectivity:

"Regulations on the Management of Housing Provident Fund" Article 25 The employee's withdrawal of the storage balance in the housing provident fund account shall be verified by the unit to which he belongs, and a certificate of withdrawal shall be issued. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.