Generally not.

Financial loans are issued by non-bank financial institutions, and bank loans are issued by banks; the threshold of financial loans is lower than that of bank loans; the interest rate of financial loans is higher than the interest rate of bank loans; the disbursement speed of financial loans is higher than that of bank loans. It is faster than bank loans; the loan business of financial loans is not as extensive as bank loans.

Financial loans include bank loans and institutional loans.