1. Generally speaking, from the second day of the final repayment date (i.e. 10 to 15) to the actual repayment date (10,20), it takes six days in loans overdue.

2. If 10 14 is Saturday and the loan contract stipulates that the repayment will be made on working days, then loans overdue will have four days.

It is worth mentioning that, generally speaking, if a passer-by repays the loan in June 65438+1October 65438+May, it will be regarded as a day in loans overdue.

Overdue will also affect the user's network black index score, if the network black index score is too low. The low score of the Internet Black Index will not only affect the mortgage success rate, but also affect the users' flower beds and flower beds, and even lead to the closure of flower beds and flower beds.

The impact of the blacklist of online loans on individuals is to apply for new loans, which is difficult to approve again. Although online lending is very convenient now, we must spend rationally, pay attention to repayment on time, and maintain our credit record. Long-term application for online loans must pay attention to your own online loan big data to prevent it from becoming a blacklist of online loans because of blind application.

Just search: Lan Bing data. Click Query, enter information to query your own 100-line credit data, which come from the national online lending platform and UnionPay. Users can query their own big data and credit status, obtain various index data, and query their own personal credit status, blacklist status, online loan application records, application platform types, online loan credit line estimation and other important data information.

Compared with the central bank's personal credit report, online lending big data has a wider scope and more diverse institutions. It is a part of personal credit records and a useful supplement to the traditional personal credit report.