The loan of 654.38+10,000 yuan of rural credit cooperatives needs to meet these conditions: 1, 18 years old, with legal residence certificate and fixed residence or fixed business premises in the loan place; 2. The lender has the ability to repay the principal and interest; 3. The lender has good credit information and no bad credit record; 4, the use of loans must comply with the provisions of the bank; 5. The lender has opened a settlement account in the rural credit cooperative; 6. Lenders need collateral under their names when applying for mortgage loans, and a guarantor when applying for secured loans. 20 19-08-29 Answering the loan of rural credit cooperatives refers to the act that a natural person or a legal person obtains funds from rural credit cooperatives according to the prescribed conditions and procedures, and agrees on the amount, term and interest rate, and repays the loan principal and interest at maturity. In rural areas, many farmers are blocked by many banks because of their unstable income. Therefore, many people turn their attention to more counterpart credit cooperatives. Then, how to handle the loan of rural credit cooperatives? To apply for a loan from a rural credit cooperative, you need to meet some conditions: 1, and the borrower is a China citizen with full civil capacity; The purpose of the loan is clear and legal; The amount, duration and currency of the loan application are reasonable; The borrower has the willingness and ability to repay. 2. The borrower has good credit status, good moral quality, law-abiding and no major bad credit record; Have a stable economic income and the ability to repay the loan principal and interest on schedule; Opening a current deposit account in rural credit cooperatives can provide effective guarantee and mortgage (pledge) guarantee recognized by rural credit cooperatives; Other conditions required by the lender. 3. Personal production and operation loans shall not be used for the following purposes except meeting the above conditions: production and operation activities that do not meet the national industrial and environmental protection policies; It has been included in the business scope of restricted and eliminated customers of the Bank; Capital market investment; Pay off bad financial debts. Farmers who meet the above conditions can apply for loans with valid documents.

Second, what are the conditions for handling rural credit cards?

1.

Applicant 18 years old and under 50 years old, with full capacity for civil conduct.

2.

The applicant has a good credit status and a stable high income.

3.

Within 12 months before the applicant applies for the gold card, the average daily assets of the bank need to be more than 654.38+10,000 yuan.

4.

When an applicant applies for a gold card, he/she needs to purchase investment and wealth management products of more than 654.38+10,000 yuan at one time.

3. What conditions do rural credit cooperatives need to meet for a loan of 6,543,800 yuan?

The loan of rural credit cooperatives refers to the behavior that natural persons or legal persons obtain funds from rural credit cooperatives in accordance with the prescribed conditions and procedures, and agree on the amount, term and interest rate, and repay the principal and interest of the loan at maturity. In rural areas, many farmers are blocked by many banks because of their unstable income. Therefore, many people turn their attention to more counterpart credit cooperatives. Then, how to handle the loan of rural credit cooperatives?

To apply for a loan from a rural credit cooperative, you need to meet some conditions:

1. The borrower is a citizen of People's Republic of China (PRC) with full civil capacity; The purpose of the loan is clear and legal; The amount, duration and currency of the loan application are reasonable; The borrower has the willingness and ability to repay.

2. The borrower has good credit status, good moral quality, law-abiding and no major bad credit record; Have a stable economic income and the ability to repay the loan principal and interest on schedule; Opening a current deposit account in rural credit cooperatives can provide effective guarantee and mortgage (pledge) guarantee recognized by rural credit cooperatives; Other conditions required by the lender.

3. Personal production and operation loans shall not be used for the following purposes except meeting the above conditions: production and operation activities that do not meet the national industrial and environmental protection policies; It has been included in the business scope of restricted and eliminated customers of the Bank; Capital market investment; Pay off bad financial debts.

Farmers who meet the above conditions can apply for loans with valid documents.

4. What are the conditions for the credit cooperatives to lend 654.38 million yuan?

You must have a house at home or other eligible collateral (the collateral must be fixed on the ground and easy to realize, and the loan amount must be controlled within 70% of the collateral, that is, there must be collateral with a value of more than 6,543,800+0.43 million), and you must have a wife, parents and other related people. This is to ensure the safety of the loan.