① The repayment time is agreed with the bank at the time of loan, and the time agreed in the contract shall prevail;

② Some banks will charge a certain penalty for prepayment;

(3) The bank will charge penalty interest, late payment fee and other fees for overdue repayment;

(4) Generally, it is the repayment in the next month after lending, and some banks begin to repay loans.

Suggestions on repayment of mortgage loan:

(1) In case of unexpected circumstances, resulting in delayed repayment, please contact the bank in time to explain the situation;

(2) Complete the repayment in time, pay the late payment fee and penalty interest, and notify the bank to deduct the money again after the deposit;

③ In order to avoid this situation from happening again, it is suggested to deposit enough repayment funds in the bank card several days in advance for repayment.