1. The loan period is within one year (including one year), and the interest rate is 4.35%.

2. The loan period is one to five years (including five years), and the interest rate is 4.75%.

3. The loan period is more than five years, and the interest rate is 4.90%. The maximum term of Bank of China operating loans shall not exceed 5 years. The Bank of China was formally established on February 5, 1912, with the approval of Dr. Sun Yat-sen. The total assets in 2022 are 28.9 trillion yuan. The head office is located at No. 1, Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit.