Financial drainage means that the central bank injects a certain amount of funds into the commercial banking system to stimulate currency circulation, increase social capital demand, and thus increase capital circulation. This is conducive to revitalizing the market, stimulating market vitality and speeding up the circulation of funds, but it may also lead to rising prices and inflation.

What do you mean, stop paying?

Stop-interest account means that the user fails to repay as required after getting it. Due to internal or external factors of the bank, users cannot repay the loan principal and interest in a short period of time. Due to these circumstances, the bank will stop calculating interest after the user applies for stopping interest, instead of charging interest on the loan balance, but there will still be a record of the loan principal and unpaid interest in the original borrower's name.