1. How to choose the deduction ratio of housing loan interest in the special additional deduction reporting module of "Personal Income Tax" APP?

when individuals fill in the information related to housing loans, taxpayers should choose according to their own situation:

1. If the husband and wife choose one of the houses after marriage and the buyer deducts 1% according to the deduction standard, the buyer should fill in this column and select

the other party should change the relevant information and stop reporting deduction in the same month.

2. If the husband and wife choose to deduct 5% of the housing purchased by them respectively after marriage, then both husband and wife need to fill in Article 15 of Chapter V of the Interim Measures for Special Additional Deduction of Personal Income Tax:

If both husband and wife take out housing loans, they can choose one of the housing purchased after marriage:

1. The buyer can deduct 1% of the deduction standard.

2. Both husband and wife will deduct 5% of the housing purchased by them respectively (each of them will deduct 5

The specific deduction method cannot be changed within a tax year.

personal income tax mortgage interest deduction

1. There are two kinds of deduction ratios for personal income tax housing loans:

(1) husband and wife deduct 5% respectively;

(2) if there is a husband or wife, 1% will be deducted;

2. How to choose the judging criteria:

(1) First, it depends on whether both parties are qualified to declare deduction

① The monthly salary reaches 5, yuan or the annual salary reaches 6, yuan;

(2) If the requirements for salary tax deduction are met, both of them belong to 5% or 5% respectively, and the husband and wife can negotiate well. If they share 5% equally, both parties need to fill in the form, and choose Yes in the deduction ratio;

(3) If only one person meets the requirements, then only the qualified person can be selected for 1% deduction, and if the deduction ratio is selected, select No;

second, the personal income tax app can fill in the mortgage information

just 12 or 24 months

third, how can the personal income tax app fill in the housing loan interest?

1. after selecting a tax APP in your mobile phone, log in to your account. Then choose the option of housing loan interest to enter.

2. After clicking, a reminder will be given on the page before filling in, telling us the materials needed when filling in. Click Ready to enter the report.

3. When entering the reporting interface, we must first improve our property right certificate and the location of the house.

4. Then in the mortgage mode interface, we choose according to our actual situation.

5. After selection, the option of filling in the loan information will appear at the bottom. We will fill in the loan information according to our actual situation.

6. after setting, in the interface of declaration method, you can select self-declaration or obligatory declaration.

IV. How to fill in the housing loan interest

How to fill in the housing loan interest:

1. Install the "Personal Income Tax" APP on the mobile phone;

2. After registering and logging in, click "Housing Loan Interest" on the home page;

3. Prepare the materials in the page prompts, and then fill them in according to the information on the materials;

4. After completing the form, click Submit.