Established in 2004, Alipay Network Technology Co., Ltd. is a domestic third-party payment platform, which is committed to providing "simple, safe, fast and convenient" payment solutions for enterprises and individuals. Since its establishment in 2004, Alipay has always regarded "trust" as the core of its products and services. It owns two independent brands, Alipay and Alipay Wallet. Since the second quarter of 20 14, it has become the largest mobile payment manufacturer in the world.
Alipay has established strategic cooperative relations with more than 180 banks at home and abroad, as well as institutions such as VISA and MasterCard, and has become the most trusted partner of financial institutions in the field of electronic payment.
In February 2020, Bank of Nepal issued a license to Alipay. In July, Alipay was selected into the list of outstanding projects of blockchain warfare "epidemic". In June of 5438+00, Alipay launched the "delayed payment" function. 202165438+February, Alipay and China UnionPay realized the mutual recognition of nationwide scan code payment.
Alipay borrowed it and changed it into a credit loan. On February 2nd, 65438, Alipay announced that in 2020, Alipay and China UnionPay started close communication and exploration based on bar code interconnection business, and realized mutual recognition of payment codes in Beijing, Tianjin, Hebei, Guangzhou, Shenzhen, Chengdu, Chongqing, Xi 'an and other cities.
mode of payment
Alipay
Direct overdraft consumption
August 20 13, Alipay plans to promote credit payment. According to the comprehensive evaluation of the user's work nature and product type, an account can be overdrawn at most 5000 yuan.
Users can use Alipay to pay, without bundling credit cards or savings cards, and can directly overdraw their consumption, with a maximum amount of 5,000 yuan. 2013 On August 8th, a news that Alipay will launch a credit payment service was circulated on the Internet. The news publisher said that after the launch of Yu 'ebao, Alipay plans to continue to launch credit payment services, and all loan funds will be provided by cooperative banks.
Alipay balance
When there is a balance in Alipay account, directly enter the payment password and pay with the balance.
Let your bank card and Alipay account be combined into one. When paying, you don't need to log in to online banking. Just enter the payment password, and you can easily complete the payment with the balance on the bank card. At the same time, the risk of online banking password leakage is avoided, just like swiping a card is as safe and convenient! Support 37 banks nationwide.
Additional functions:
Realize the real-time cash withdrawal function, and really help you complete Alipay authentication without waiting, and collect money to open a shop.
online bank
When paying with Alipay, you can freely choose any bank's online banking to pay. Alipay supports 14 prime bank online banks nationwide, and there is always one for you!
International card payment
Alipay supports credit cards issued in Hong Kong with the VISA/MasterCard logo and 3D authentication. You can enjoy shopping by logging in to the corresponding online banking when paying!