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What is the interest-free loan limit for Changan cs75plus?

1. What is the interest-free loan limit of Changan CS75plus?

Changan CS75PLUS is a popular SUV model, and its interest-free loan amount depends on many factors.

First of all, the customer's personal credit rating and history will have an impact on the interest-free loan limit.

Secondly, customers may be required to provide proof of income and other documentation to determine their loan amount.

Finally, the loan term and interest rate are also factors that determine the amount of interest-free loans. Generally speaking, Changan Automobile dealers will provide corresponding interest-free loan quota plans based on the specific circumstances of the customer. If you want to know more about the interest-free loan limit and car purchase options of Changan CS75PLUS, please directly consult your local Changan Automobile dealer.

2. Is the service of Changan Automobile good?

12 media from 12 provinces across the country spent more than a week visiting 14 Changan Automobile 4S stores in 13 cities. , as a third party, obtain first-hand data, images, videos, and audio materials from its brand dealer services across the country, in order to provide OEMs with more intuitive, real, and reliable front-line intelligence, and also hope to trigger an improvement in the sales system. Improve or even change, further enhance the quality of terminal services, and provide consumers with better car purchasing services in the near future!

Urban sample

With the continuous sales of new models such as UNI-T, Changan Automobile's brand attention has increased unprecedentedly. In order to have an in-depth understanding of the specific performance, we carried out

During this visit, Automobile Intelligence, Agui Kancar, W Power, NICE Good Car, Uncle Zhong Driving Road, Cheduoli, Chetoushe, Daxia A total of 12 media outlets including Shangche, Guidouche, Cheyingxun, Three Drivers, and Youshi Automobile entered 13 cities in Zhengzhou, Fuzhou, Chengduhai, Hangzhou, Changchun, Jinan, Nanjing, Shenyang, and Changsha respectively. There are 14 Changan Automobile 4S stores in the city. In order to improve the accuracy of the sample data, this time we have selected all 4S stores that sell UNI-T models

The specific store names are Yunnan Shou Shunfeng 4S Store, Chengdu Zhongcheng Changan 4S Store, and Shanghai Hezhi 4S store, Hangzhou Hongtong 4S store, Changchun Huitong Automobile Trade Sheng 4S store, Nanjing Dayou 4S store, Liaoning Shenyang Warwick Changan 4S store, Changsha Huajie 4S store, Guangzhou Yuechen 4S store, Fu'an Automobile Shandong Ruian 4S store, etc.

Optimized and refined with reference to J.D. Power and other experts, and conducted a total of nearly 100 tests in terms of in-store service, popularity index, word-of-mouth status, price advantage, charging items, test drive links and environmental comfort. Hours of visits to obtain Changan Automobile dealerships

Score overview

Liaoning is the best, Chengdu is the worst

The following table is the score table of 14 4S stores Situation

(The items in this table are based on the comprehensive and detailed investigation contents of professional investigation agencies such as J.D. Power. They are for reference only and are not used as legal basis.)

Comprehensive 14 Parental Safety 4S Store scoring data, with a full score of 50 points, the highest scoring store (Shenyang), Beijing Tongchangfeng 4S store (43 points), the lowest score is Chengdu Zhongcheng 4S store (27 points).

Summary of items

Lack of tidiness

Visited 14 4S stores in terms of back hygiene, vehicle placement, bathroom odor, oil stains in maintenance rooms, etc. 14 stores All have lost points, especially the low average score. It can be seen that Changan Automobile needs to focus on the in-store environment

And in terms of reception of sales consultants, uniform dress, wearing name badges, polite hospitality, and thoughtful service In other aspects, the average score is relatively high, especially in terms of dressing and wearing badges, which are full marks. However, the sales consultants of some stores are slightly poor in timely reception. Some stores do not take the initiative to welcome guests as required, and do not even have a first-inquiry responsibility system, making it impossible for consumers to experience the feeling of being at home.

Nearly half of the sales consultants surveyed the following five aspects: whether the sales consultants are familiar with the advantages of their own vehicles, whether they understand competing products, whether they arrange test drives, whether they have a dedicated brand wall, and whether there are brand derivatives displays. The store did not arrange a test drive, the salesperson's words about competing products were uneven, and the brand display and derivatives were not perfect. Changan Automobile has great room for improvement in this regard.

From the perspective of whether there are price increases or decorations, discount intensity, whether financial service fees are charged for car loan purchases, and whether in-store insurance is mandatory for car loan purchases, the 4S stores of Changan Automobile visited this time The popularity index is average, and it is prominent in arbitrary charges. In this regard, Changan Automobile also needs to strengthen management to prevent such phenomena from happening.

The overall average of the 14 dealers was 35 points

Comprehensive analysis found that the 14 4S stores visited all had points deductions to varying degrees, including popularity, reputation, charging and other items. Points are deducted to a large extent, and there is considerable room for improvement in terms of hygiene and reception. Some stores are located in remote locations and are old, which is far from the attributes of UNI-T's positioning as a high-end brand.

Visit record

Various quality, good and bad

Yunnan Shoushun Changan 4S store

The visit found that the appearance and interior of the store are clean and tidy It is clean and has dedicated staff to clean it continuously. Judging from the details of the bathroom, the management is very good. There are different drinks to choose from at the reception. The sales consultant's service standard is very good. He has good business familiarity and good attitude. He is enthusiastic but maintains a moderate distance. The timing is perfect and makes people feel very comfortable.

Because it is a new store, the store is less popular. Customers who enter the store are very satisfied with UNI-T, and are especially interested in the intelligent configuration and Blue Whale engine, which have become one of the core selling points. Take the initiative to arrange a test drive, and also provide detailed introductions to vehicle functions and demonstrations along the way, so that customers can more intuitively understand the highlights of the model. Currently, there is no discount for UNI-T in this store. A financial service fee of 3,000 yuan is charged for car purchases. Customers will be clearly informed that it is not compulsory to purchase insurance. Insurance purchased in the store costs about 4,500 yuan. Gray and white vehicles are available, other colors need to be reserved and will take about a week.

Beijing Tongchangfeng 4S Store

A visit found that the store overall feels relatively standardized and has reached or even exceeded the level of joint venture brands. The reception staff were very enthusiastic and professional, and they didn't attack competing products, which made people feel very comfortable. The environment in the store is relatively good, the display cars are neatly arranged, the bathroom is clean, and the maintenance area is very standardized. Consumer recognition is also relatively high, especially UNI-T's popularity is indeed good, and many consumers recognize it very much.

Shanghai Hezhi 4S Store

The visit revealed that the store is considered a relatively large store in Shanghai, and it is adjacent to the Changan Auchan store and has inconvenient transportation. The exterior facade is dirty and looks like it hasn't been cleaned for a long time. The store has an average image. While looking at the car, a puppy actually jumped out from behind the car. The management was obviously poor and the store was not very popular. The store clerk is quite enthusiastic and quite confident about the new car and brand. The discounts are not strong, there are no discounts for brand-new cars, and the discounts for 2020 cars are only about 5,000. There are forced charges.

Hangzhou Hongli Changan Automobile Flagship Store

The visit found that the overall area of ??the store is large, parking is convenient, but there is no personnel to direct and manage, and entry and exit are free. The exhibition hall is spacious and well laid out, but the indoor light is dark and the 5S standards for the exhibition cars are not up to standard. The sales staff has a positive service attitude and a sense of filling seats.

The professional knowledge of this brand of cars is solid, but when comparing competing models, the speaking skills and knowledge points of competing products still need training. We were active in return visits and made many proactive invitations within two days.

The biggest problem: First, as the flagship store is not equipped with a test drive (UNI-T) of a hot-selling model, consumers can only admire the car statically. Second, in terms of financial policy, the manufacturer only provides interest-free loans of up to 60,000 yuan, but the store also charges a fee of 800 yuan. The sales staff explained that it is the tax required for the loan interest, but does not issue relevant invoices to consumers. .

Hangzhou Xiangtong 4S Store

A visit found that the store’s exhibition hall was renovated from a ground-floor shop. The vehicles in the exhibition hall were relatively cramped and there was no dedicated area for children (a swing frame was used instead ), and the items are stacked quite haphazardly. The sales staff have comprehensive professional knowledge of the brand, but their understanding of competing models needs to be improved.

Problems: First, the exhibition car was experiencing power loss and could not perform any electricity-related operations (even the electric rear tailgate could not be opened). More importantly, the charging equipment was placed nearby. No one was seen operating it; secondly, the hot-selling model (UNII-T model) was not equipped for test driving; thirdly, when the salesperson realized that it might be a third-party survey (someone in the background called the receptionist to remind the receptionist), the service attitude and enthusiasm were poor. What has changed is that the rationality and transparency of the charges have been emphasized many times; fourth, no information was found within 3 days of the follow-up visit.

Chengdu Zhongcheng Changan 4S Store

A visit found that there were no problems with the store’s reception and test drives. The main problem was attitude. Two days after leaving the store, the salesperson paid a return visit, the first time at nearly 8 pm, and the second time at around 7 pm. For many customers, this is no longer an intrusion but harassment.

The cleanliness of the store cannot be improved, so the tables, chairs and benches can only be replaced. The white leather chairs look very disgusting with the black stains all year round. The salesperson at the next table actually smoked directly in front of the customer, and later even talked to the customer with a cigarette in his mouth, which was extremely rude. Furthermore, the garbage left by the previous customer on the table, including cigarette butts, water cups, toilet paper, sugar packaging, etc., must be picked up after the next customer has sat down. However, there are almost no people watching the car on site, so the sales will not be busy. Desktop hygiene is not dealt with.

Finally, there are two steps in the bathroom stall, and the design size is not appropriate. It is easy to step down when you get out of the stall. The bathroom sink has not been cleaned all year round, and the mirror and countertop are dirty. There is even a half-person-high large trash can next to the bathroom sink, which is not spacious. The position of the sink is even more cramped.

Changchun Huitong Automobile Trade

The visit found that no one greeted the store for nearly 10 minutes. The floor in the exhibition hall was clean, the vehicles were neatly placed, and the floor in the maintenance workshop was clean and empty. Oil stains. The customer rest area is tidy, but waste paper accumulates in the bathroom and there is a peculiar smell. There is a dedicated brand wall. Although there is a derivative product area, there are very few products on display and most of the locations are unused. Some sales consultants do not have a thorough understanding of the advantages and disadvantages of vehicles and competing models, and their introduction to customers is not detailed enough.

Upon request by the customer, a test drive vehicle can be provided. The test drive personnel are professional, give detailed explanations, demonstrate various functions in place, and are enthusiastic. In summary, there are differences in the quality of sales staff, and the enthusiasm for receiving customers varies greatly. Most areas of the store are clean and orderly, but there are still blind spots. There is a lot of room for improvement.

Zhengzhou Changan Jisheng 4S Store

The Changan 4S store visited this time is a "ten-year-old store" and one of the two 4S stores selling Changan UNI-T in Zhengzhou . The visit found that the store is a benchmark in terms of the most basic reception etiquette, store hygiene and store layout. The aunties who clean the exhibition hall almost never stop, and the tables, chairs, sofas, exhibition cars, and floors are all impeccable. The only regret in terms of "hardware" may be that we haven't seen Changan Automobile's "high-quality products", such as clothes and decorations with the Changan logo, which shows that Changan has not yet "completely let go" in terms of brand building.

In terms of sales and service, enthusiasm is achieved. It is a pity that we met an "intern" this time. This little girl has not graduated yet. What is wrong is that she has already received customers independently. "Power", which is unimaginable for mainstream joint venture brands or luxury brands. In fact, her professional level is indeed not up to standard. She is confused about the model configuration and price, and she can get herself involved by talking. This shows that the store needs to improve its training of newcomers. After all, this is not only the soft power of a store, but also the image of a brand.

Nanjing Dayou 4S Store

The visit found that the store has a good location and the parking space is very convenient. The overall environment in the store is tidy, spacious and looks refreshing. After entering the store, the salesperson brought tea and had a good attitude. Take the initiative to ask if you need a test drive. Since it is noon, the salesperson will take you for a test drive. Some of the vehicle's configurations were mentioned during the test drive, but many functions and driving experience need to be discussed before asking.

The sales staff did not take the initiative to introduce the advantages of this model, and did not know much about competing models. It seems that the professional aspect needs to be strengthened and improved. After all, if consumers cannot clearly understand the selling points of a model, they will naturally reduce their desire to buy.

Shenyang Warwick 4S Store

The visit found that the store's appearance and interior are very neat and clean, with dedicated personnel cleaning continuously. Judging from the details of the bathroom, the management is still in place. The sales consultant's service standard is very good. He has good business familiarity and good attitude. He is enthusiastic but maintains a moderate distance. The timing is perfect and makes people feel very comfortable.

The store is very popular, especially the hot-car CS75PLUS and UNI-T. Users recognize the Changan brand and are especially interested in the Blue Whale engine, which has become one of the core selling points. Currently there are no discounts for UNI-T, so you have to make a reservation when buying a car. The purchase of insurance in the store for 4,500 yuan is not mandatory and needs to be "discussed in detail when confirming the purchase of the car."

The car loan is interest-free for three years and the handling fee is 3,000 yuan.

Changsha Huajie 4S Store

The visit found that the overall feeling of this 4S store is very average, especially the sales consultants are not enthusiastic in their reception and do not work well. serious.

In terms of vehicle advantages, comparison of competing products, etc., the professionalism of the sales staff is also average, and they do not have a deep understanding of their own products and competing products. At noon, the sales consultant had no intention of leaving the customer for lunch. In addition, the vehicles outside the store are arranged in a messy manner, giving the impression that the management is not in place.

Guangzhou Yuechen 4S Store

The visit found that the store has convenient transportation, but the area is relatively small, and the overall furnishings give people an older look. However, the employees in the store still deserve recognition for their hospitality, but their sales professionalism needs to be improved.

The main manifestations are as follows: First of all, the price of new cars is very high, leaving no room for customers to buffer, or no interaction with customers to bargain, which will make customers feel that selling cars is not sincere enough. When it comes to price, the rhetoric is basically a national unified price. Secondly, there is insufficient understanding of competing products, or there is no appropriate guidance and comparison of customers when customers mention competing products, which arouses further interest in UNI-T. When talking to sales about competing products, they usually mention them in one word. Finally, the low-end version of UNI-T is not available for sale. The sales introduction is because the manufacturer does not produce low-end models at all. No matter which version is correct, customers will have a bad experience or even be deceived.

Fuzhou Changan Automobile 4S Store

The visit revealed that the store was originally a factory-operated store and was later privatized, but it still retains the name of Fuzhou Changan Automobile Sales Co., Ltd. and is located in a very convenient location. It's so remote that the stone on the threshold of the store is cracked, and the debris is everywhere, but no one is dealing with it. Although the 4S store itself is a front store and a factory, it cannot be regarded as a standard 4S store. The vehicle decorations are in a messy manner. Even UNI-T is placed in the front corner. It took me a long time to find it after entering the door. Whether it is inside or outside the new car, They are not very tidy, there is obvious dust, and the ground is even more dusty. Paper towels are piled randomly on the reception table and no one has cleaned them up. In addition, there are cigarette butts in the ashtray, which gives people an uncomfortable feeling.

The professionalism of the sales staff at the 4S store is okay, but I feel that they are not very enthusiastic. Many things are explained only after asking, including loan fees, test drives, etc. I feel that the car is good. Sell ??it, whether you like it or not. Even if you don’t have your driver’s license with you during a test drive, you can actually simply fill in your name, ID number, and mobile phone to start a test drive. There is no need to check the certificates, and even if you ask for electronic certificates, there is no electronic version. This kind of management is a huge hidden danger for test driving accidents or accidents. As a store that claims to be 15 years old, this kind of service and management is really not good, not to mention that UNI-T represents a model of Changan's high-end brand.

Shandong Ruian 4S Store

I arrived at the store near 12 noon and found that the store had a small yard and the vehicles were arranged in a messy manner. Two cars were being delivered at the door of the store, and the staff were quite busy, but the sales consultants were very enthusiastic and immediately came to greet the customers when they came in. Sales consultants of related models came to receive them.

Through understanding, we learned that Changan Automobile arranges sales consultants for different models, and one sales consultant is only responsible for one model. The sales consultant knew the car model very well and offered to test drive the new car. He also asked what he would like to drink. While waiting, there was not much traffic in the store. Two people came to the store to look at the car. After talking with them, they learned that they recognized the Changan brand. The previous car was Changan Yuexiang.

While waiting for the test drive, I went to the bathroom and maintenance workshop and found that they were relatively clean. During the test drive, the sales consultant stated that the vehicle should be tested first and then tested, and was reminded to fasten the seat belt and explained in detail the relevant functions of the demonstration vehicle. After the test drive, I asked if UNI-T had any discounts. The sales consultant said no, but a referral could give me a cash discount of 1,000 yuan. There is no price increase or decoration and financial service fees. Insurance can be purchased in the store or by yourself. Buy, and also introduced Changan’s “price transparency” policies in detail.

Comprehensive experience

Barely passed the mark, in urgent need of improvement

The standard for this store visit is 50 points, and the average score of the 14 stores is 35 points. It can only be regarded as barely passing, not outstanding. Among them, the worst performing one was Chengdu Zhongcheng 4S store with only 27 points. In addition, Changchun Huitong, Shanghai Hezhi and Changsha Huajie also only reached the passing line.

Auto 4S stores are the face of car companies. Changan Automobile, as a long-established domestic car company, has not opened a separate exhibition area for the high-end brand UNI-T. There are even a lot of service staff with poor attitudes and disorder. Regarding issues such as fees and charges, the overall image of almost all Changan Automobile 4S stores visited needs to be improved.

The key to whether a 4S store can do well is six words: details determine success or failure. If Changan Automobile, which is churning out popular models, wants to truly become a banner of China's independent brands, there is still a lot of work that needs to be carefully improved on the terminal.

3. Does Changan CS75PLUS have an interest-free loan policy?

Yes

4. What is the cost performance of Changan CS75PLUS?

< p>When I first decided to buy a car, the most promising model was the Kia Smart Sport. I heard that this car has good value for money, at least for a joint venture brand. The powertrain is relatively reliable and the price is relatively cheap. The appearance is not amazing, but it is also very stable and relatively durable. But when my friends knew that I wanted to buy Zhirun, most of them advised me to change my goal. Joint venture SUVs at this price are really not as good as domestic cars, especially Korean brands, and have no advantage over first-tier domestic brands. Moreover, Haval H6 and Geely Boyue have become friends, which really has a sense of class. After many layers of experience, I also changed my original view. Within the budget of 150,000, I feel that domestic SUVs are better. The Haval H6 is too streetcar and I don't really want it. While searching for information on the Internet, I discovered this treasure model-Changan CS75Plus. The sales volume of this car in China is still good, but it seems to be rare in our local area. First of all, I fell in love with this car because of its interior. The interiors of most cars are black and gray, except for Changan CS75plus, which is bright red. I used to find this color difficult to control, but Changan cs75plus is easy to use and feels very high-end. However, when I actually looked at the car, I found that only the 2.0T model can choose red interior, and the 1.5t model can only default to black, which made me very disappointed. But the black interior is actually quite beautiful, but it is slightly outshined by the red. That's all. We don't have much money in our pockets. The white exterior with black interior also looks great. At least in my heart, it feels better than Haval H6 and Geely Bo. As for the quality of this car, I don’t think there should be any big issues. After all, apart from the Haval H6, the Changan CS75 series is the best-selling SUV. The public’s eyes are sharp, so they decide to buy with confidence. Based on my needs for configuration and car purchase budget, I finally decided to choose the 1.5T luxury version. Here, I will simply share with you my car price. Friends who plan to buy a car in the near future can refer to it. The official guide price of the CS75Plus 1.5T deluxe version is 124,900 yuan, with a cash discount of 4,000 yuan, and the actual bare car price is 120,900 yuan. The down payment is 55,900 yuan, the loan is 65,000 yuan, interest-free for three years, and the monthly repayment is 1,805 yuan. The loan service fee is 3,000 yuan, the purchase tax is 10,336 yuan, the registration fee is 600 yuan, and the insurance is 5,000 yuan. The total down payment is about 74,800, and after the loan is paid off, the total purchase price is about 130,700. Let’s talk about the driving experience of this car. The main advantages are that it has a relatively good appearance, a pleasing shape from the inside to the outside, and excellent workmanship, without the feeling of being shoddily made in a small workshop. Then, the space performance of the entire vehicle is very good. The front and rear rows are very spacious. With five people seated, everyone can find a more relaxed and comfortable posture. The overall sound insulation performance is excellent, the speed is fast, and the wind noise is a bit loud. When the speed is relatively slow, the sound insulation level is still quite excellent, not inferior to joint venture cars in the same price range. Although the car is large, its overall handling performance is excellent, without the feeling of sailing, and daily driving is very easy. 1.5T power is more than enough. For normal urban and rural driving, the current average fuel consumption is 8.3 liters per 100 kilometers, which is not bad. Let’s talk about the shortcomings of this car. I think the biggest problem is that the suspension is stiff, which is a bit incompatible with the positioning of the CS75Plus. When driving through bumpy roads, my body shakes severely and I always feel uncomfortable. Then there is the car's lag, which is not as smooth as the Haval H6 and Geely Boyue. New cars smell bad. Although the leather in the car feels soft, it should not be very good leather, otherwise it should not have such a big smell. The above content is the real car price and car experience of Changan cs75Plus owners. I hope it can provide some help to friends who are interested in this car. You are also welcome to leave a message in the comment area below to share your views on Changan cs75plus. Millions of car purchase subsidies