Supplementary information:

Zhongyuan Consumer Finance is a licensed consumer financial institution approved by China Banking and Insurance Regulatory Commission, and Zhongyuan Bank is the initiator. Its credit products belong to pure credit consumer loans, and users do not need mortgage and guarantee when applying. The better the user's credit record, the more favorable the loan interest rate will be.

Users can apply for a loan amount of up to 200,000 yuan online. After the loan amount is activated, it will be recycled within one year, and interest will be calculated on a daily basis at the initial stage of withdrawal, and there is no need to submit information again to apply for loan renewal. If the repayment record is good, users can also apply for cash withdrawal, and users can choose the repayment period of 3 months, 6 months, 9 months, 12 months.

Extended data:

First, attention to online lending

Some people do not hesitate to borrow the patient's online loan to make up for the Western Wall, so as to repay a certain amount of online loan. This kind of behavior is very unwise, and it is very likely that you will fall into the huge whirlpool of online loans and eventually bear hundreds of thousands of debts. Some collections will repay the principal after consultation with you. Generally, you will be given a company account number or a two-way code to let you repay offline, which is the result that many overdue people are willing to see. But after paying back the money, the other party's attitude suddenly changed. Not to eliminate your arrears, but to ask you to continue to repay until the rest of the money is paid in one lump sum. These all involve some routines, which need attention.

Second, things to pay attention to when borrowing money

Now many online loans on the market are credit loans, and most of the conditions are the same. For example, there will be no other conditions except the age limit, so you must check the relevant application conditions, such as whether you will check the credit information and whether you have submitted the credit information after the deadline. In this case, we also need to look at the loan interest. For example, many loans are paid monthly, but the interest is also calculated on a daily basis. If it exceeds 36% of the projects stipulated by the state, it depends on the loan interest. There is also the loan amount provided by patients. For example, some small loans can be applied for less, such as several thousand yuan. If you have a large loan, you should choose a formal loan platform.

Third, finally, we must choose a formal platform. Don't be deceived by some unscrupulous teams with some excuses, which will lead you to fall into online loans. There will be no pie in the sky. Be sure to plan according to your own situation, choose the online loan products that suit you, and avoid the situation that you can't pay the loan.

Fourth, the Baidu anti-fraud alliance team specially reminded: Please be alert to the online false loan information scam. According to relevant national laws and regulations:

1. Small loan companies and guarantee companies in various places cannot lend across regions. Therefore, the information published on the Internet that you can get a loan only with your ID card is a scam.

2. Especially in the name of Beijing, various guarantee companies, various small loan companies in Shanghai, Guangzhou, Shenzhen, Hangzhou, Chengdu, Tianjin and other places are basically fraudsters, and some QQ WeChat claims to be the customer service of various loan companies or banks, but they are all fake liars. No matter whether the company is registered or not, don't believe that the swindler will cheat you to sign the fax contract first, and then pay the insurance premium, the first month interest, the performance fee, the deposit, the guarantee fee, the loan fee, the notary fee, the credit information fee, the house loan and so on step by step. And ask you to transfer all the funds in your account to the liar's account in the name of insufficient bank flow, checking repayment ability or capital verification. You are even required to apply for a bank card at a designated bank and deposit a certain amount of cash, and then bind the liar's mobile phone number and other low-level fraud means. If you don't pay the fee as required by the swindler, the swindler will threaten to blacklist you in the name of signing a contract with them, and threaten to sue you for breach of contract and compensate for huge liquidated damages. This is really a low-level fraud, a typical fraud!

Please remember that it is an absolute fraud for the other party to ask you to pay any upfront fees for any reason. Under any circumstances, don't remit money, transfer money or pay any fees to others first, so as not to be cheated! Don't believe the threat of any liar. Because the other party is suspected of fraud, the contract signed with the liar has no legal effect and there is no so-called breach of contract. Low-level fraud means that the liar threatens the court to sue for compensation for liquidated damages, which is sheer nonsense. Don't worry. If you are cheated, regardless of the amount, please choose to call the police! In recent years, online loan fraud cases are rampant, and the number of deceived people has surged.