1. The commercial loan in the first month must be paid on time: the borrower must pay the commercial loan in the first month on time, and then print a borrower's credit report at the owner-occupied credit inquiry point of the People's Bank of China, showing the newly added commercial loan records.
2. Go to the loan bank to issue the monthly repayment registration certificate: the borrower goes to the loan bank with the original ID card to issue the monthly repayment registration certificate, and then goes to the borrower's provident fund deposit bank to sign the contract (you must bring your ID card, credit report and monthly repayment registration certificate). If both husband and wife are municipal provident funds, please issue a monthly repayment registration certificate (indicating the names of both parties) at the main borrower's loan bank, and then sign the contract at the main borrower's provident fund deposit bank. (ID card, marriage certificate, main borrower's credit report and monthly repayment registration certificate must be brought).
3. Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees.