Many credit card holders in the card industry are called Shanghai Pudong Development Bank and Monkey Bank, so why is Shanghai Pudong Development Bank called Monkey Bank?

I believe many people have certain questions. I'll tell you why Franco-Prussian told the monkey to go. Franco-Prussian is called a monkey, mainly because monkeys are fickle and unpredictable. Shanghai Pudong Development Bank can't understand the card, cash withdrawal amount and universal fund, and it seems to be irregular.

-Without further ado, dry goods-

1. Card application skills

Official website, official account of WeChat, Puda Xiben, offline (outlet+salesman), can try to find a card clerk to apply online if possible, and the amount is generally not too high.

Like the task card some time ago, many food cards are meaningless. When you apply for a card, the information is filled in carefully, so it doesn't hurt to fill in a high annual salary.

In addition, it is useless to apply for checking some messy businesses. Banks mainly approve cards according to your qualifications, and will not change the audit rules for a little profit.

(Is this food card sufficient? )

2. Card use problem

It is rare to increase the quota of Shanghai Pudong Development Bank. Some people say that the quota can be raised in stages, while others say that the quota can be frozen. Which one can be immediate? According to my actual measurement, it is frozen and I don't want to pay the handling fee in installments.

(My card, frozen twice, 90,000 can't get on. )

What is freezing? To put it simply, the correct operation method is to spend 1-3 to brush an annual fee after activation, pay off the bill directly, and then throw it in the drawer.

In addition, it is easy for monkeys to secretly check your credit information and post-loan management, which is really disgusting. Most of this situation is that the debt is too high, and the card is fast-forward and fast-out, resulting in system risk control.

(check once a month)

Post-loan management also has an impact on applying for a credit card, so I won't go into details here. I'll write a letter about it another day.

3. Card recommendation

The approval rate of classic white card, treasure card, hungry co-branded card and card is very high. Please go to the page to view the specific rights and interests. Nonsense is useless, the point is to suit yourself.

4. Introduction of activities

Day after day, the rights and interests in life are getting better and better, which is a bit like a maze, but it is still possible to pick up some wool.

Don't use universal funds and consumer reserve funds marked with pictures, because the interest rate is not low, which also affects the quota.

Summary: Pufa's cotton wool is good, but it is rarely increased. I suggest you don't take monkeys too seriously.

It's been 2 1 year, and it's still feasible to swipe a credit card. What credit card rules were changed before, and now? Just don't reduce the quota.