Ping an insurance policy can be used for loans.
I. Services: Policy loans
During the validity period of the main insurance contract, with the consent of our company, you can apply for a policy loan from our company, and the maximum loan amount is 80% of the cash value of the policy at that time. You can get a loan through this project if you need it.
2. Applicant: (When the applicant and the insured are not the same person and the insured is not authorized, the insured must be authorized)
Three. Acceptance time: within the validity period of the policy.
4. Application conditions: You can apply for a loan and the main insurance is not restricted by the surrender rules.
Verb (abbreviation of verb) Handling method: The customer goes to the customer service center of China Ping An Life Insurance Company of China Insurance Company for handling.
Documents required for intransitive verbs:
When the applicant and the insured are the same person:
1, personal life insurance policy loan application
2. Identity documents of the insured.
3. A current settlement account with the insured as the account name.
When the applicant and the insured are not the same person:
1, personal life insurance policy loan application (if the insured is not authorized, the insured shall sign it)
2. Identity documents of the insured.
3. A current settlement account with the insured as the account name.
4. Identity certificate of the insured
Extended data:
If the insured has authorized it, there is no need to authorize it again; To transfer back to the original account, you only need to provide a copy of the insured's ID card.
Customers can handle it by mail (if the applicant and the insured are the same person or the applicant is the guardian of the insured, they can accept the policy loan. The maximum loan amount of each policy is 50,000 yuan, and if it is a policy, the maximum loan amount will not exceed 50,000 yuan after conversion at the exchange rate of the day).
The applicant and the insured are the same person, or the guardian of the insured, or the insured has authorized;
The original account of the policy is true and valid (the loan money is transferred to the original account of the policy by default);