Yes, you can. Generally speaking, the process of prepayment of car loans has the following steps: First, prepayment requires an appointment. Advance repayment requires an appointment, but you can apply by phone. Generally, banks should make an appointment about 15 days in advance. Different institutions have different regulations. You can learn more about the institutions that apply for loans. Second, prepayment needs to bring relevant materials. Relevant materials should be prepared for prepayment of auto loans, including: ID card (principal applicant, owner); Repayment card; Temporary residence permit (the owner is not registered); Original motor vehicle registration certificate; Last month's repayment list and other information stipulated by the organization. Third, fill out the loan repayment application form. After receiving the notice from the other party, get the application form from the outlet of the loan application institution and fill it out. Fourth, telephone notification. After the approval, the loan applicant will call. Fifth, make advance payment. After completing the formalities, deposit the money into the account and make repayment. "Measures for the Administration of Auto Loans" Article 10 When granting personal auto loans, lenders should comprehensively consider the following factors to determine loan conditions such as loan amount, term, interest rate and repayment method: (1) the lender's credit rating to the borrower; (2) loan guarantee; (three) the performance and use of the purchased car; (four) the development of the automobile industry and the supply and demand of the automobile market. Article 11 A lender shall establish a borrower's credit file. The borrower's credit file shall contain the following contents: (1) the borrower's name, address, valid identity certificate and valid contact information; (2) Proof of the borrower's income level and credit status; (three) the purchase agreement, car model, engine number, frame number, price and purpose of the purchased car; (4) The amount, term, interest rate, repayment method and guarantee of the loan; (5) loan collection records; (six) other information needed to prevent loan risks.

Legal objectivity:

Article 530 of the Civil Code of People's Republic of China (PRC) * * * The creditor may refuse the debtor to perform the debt in advance, except that the performance in advance does not harm the interests of the creditor. The expenses incurred by the creditor due to the debtor's early performance of the debt shall be borne by the debtor. Article 675 of the Civil Code of People's Republic of China (PRC) * * * The borrower shall repay the loan within the agreed time limit. Article 677 of the Civil Code of People's Republic of China (PRC), if the borrower repays the loan in advance, the interest shall be calculated according to the actual loan period, unless otherwise agreed by the parties. Article 678 of the Civil Code of People's Republic of China (PRC) * * * The borrower may apply to the lender for extension before the repayment period expires; If the lender agrees, it can be extended.