Wrong. College students' entrepreneurial loans depend on credit reporting. The conditions are as follows: at least 18 years old, with full capacity for civil conduct. College degree or above, college students or fresh graduates, or college students who have graduated within two years (those who have graduated for more than two years can no longer apply for business loans as college students). Have certain self-owned funds and sufficient repayment ability. Having a fixed residence or business place in the local area, and being able to provide the business license issued by the administrative department for industry and commerce and the business license of related industries. Entrepreneurial projects conform to national policies and have certain development prospects. Good credit, no bad records or serious negative information in the credit report.