1. Credit application and interview record form (including use statement);
2. A copy of the borrower's ID card;
3. The borrower's income certificate (if the income provided by the borrower when handling the housing mortgage loan can cover 65,438+000% of the original loan and the repayment this credit month, there is no need to provide additional income certificate).
Everbright Bank's revolving easy loan means that Everbright Bank gives revolving credit to outstanding high-quality customers of housing mortgage loans by quasi-credit, and the loan funds under the credit are used for personal comprehensive consumption.
Quality customers of housing mortgage loans must meet the following conditions at the same time:
(1) The number of outstanding mortgage loans under the customer's name is less than 2 (inclusive);
(2) All loans are in a normal state, and there are no accumulated overdue records for more than two times and no continuous overdue records in the past two years; The status of the credit card account is normal, and there is no credit card debt;
(3) The mortgaged property under the housing mortgage loan has been pre-mortgaged or officially registered, except for the first-hand quality property that cannot be pre-mortgaged. If the pre-mortgage fails to be formally mortgaged, you need to register the pre-mortgage before you can enter.
Applicable subject: a natural person who has reached the age of 18 and has full capacity for civil conduct.
Purpose of loan: used for personal consumption of the borrower, in accordance with the loan purpose provisions of the Bank's personal comprehensive consumption loan.