Interest rate of rural credit cooperatives in Guizhou: 4.900%. According to relevant data, the annual interest rate of rural credit cooperatives in Guizhou Province is 4.900%, and the loan term is 10 year, so the interest rate of rural credit cooperatives in Guizhou Province is 4.900%.
Second, the loan interest rate of rural credit cooperatives?
It is based on the benchmark interest rate of the central bank loan and adjusted according to the specific situation of the lender. The lower limit is 0.9 times of the benchmark interest rate and the upper limit is 2.3 times of the benchmark interest rate. Details are as follows:
1. Commercial loan interest rate of rural credit cooperatives: 5.60% for less than 6 months (including 6 months), 6.00% for 6 months to 1 year (including 1 year), 6. 1 year (including 3 years).
2. Interest rate of provident fund loans of rural credit cooperatives: 4.00% within 5 years (including 5 years) and 4.50% over 5 years.
3. What is the loan interest rate of rural credit cooperatives?
The current one-year benchmark interest rate of rural credit cooperatives is 5.3 1%, which is 1 10% higher than the benchmark interest rate.
Four, Shandong rural credit cooperatives loan interest rate 2022
4.35%, etc.
Shandong rate in 2022: 1. Short-term loans: the interest rate for loans within six months (including six months of Dancha) is 4.35%, and the interest rate for loans from six months to one year (including one year) is 4.35%.
2. Medium-and long-term loans: the loan interest rate for one to three years (including three years) is 4.75%, and it is more than five years.
3. Personal housing provident fund loans: the interest rate of loans for five years or less is 2.75%, and loans for five years or more.
When handling loans from rural credit cooperatives, borrowers can prepare relevant materials and then borrow from banks, saving time and effort, or docking with the loan business of credit cooperatives, which is more efficient.