Is the "Yin Shi e-loan" of Shizuishan Bank reliable? How soon will the loan arrive?
Product introduction:
Yin Shi e-loan is a pure online personal consumption credit loan product applied by individual users under Shizuishan Bank. It is operated by Shizuishan Bank Co., Ltd. and is also the product of a newly opened bank on the Internet. Similar to the previous public loans and agricultural loans of Changshu Rural Commercial Bank, it belongs to local banks. Recently, after it was launched, the approval rate of Yin Shi E-loan was not bad according to the feedback from the market, and there were some cases in the market.
According to the observation of Haokou. Com, at present, the maximum application amount of e-loan in Yin Shi is 200,000 yuan, and it can be used in phases 12 months under normal service cycle. Personal authentication and face recognition are provided when applying, and then the rest provide personal basic information. The age range of open application is over 22 years old; As one of the few new bank products recently launched, Yin Shi E-loan has been reported in the aftermarket. According to the feedback from the users who recently submitted the application for e-loan in Yin Shi, after the e-loan in Yin Shi was submitted for review, the whole process also passed the system review. Under normal circumstances, there is no telephone call back, and the account can be received on the day of successful approval. In terms of interest, according to the feedback of users who have already repaid, taking the loan of 7500 12 months as an example, the monthly repayment amount is about 669.74, and the comprehensive annualized interest rate is about12.96%; (Please refer to the actual interest rate at the time of borrowing for the specific actual interest rate);
In fact, it is still a product of a local bank. There is no need to open an electronic savings account with Shizuishan Bank when applying. Basically, the application is submitted directly after registration. However, this product is also the bank's own product. If you apply for a loan, you will definitely check the credit and submit it. If it is a user with poor credit information, it can be ignored. Another issue that everyone is concerned about is whether the product has geographical restrictions to apply. At present, there is no geographical restriction on e-loan in Yin Shi, and it can be applied all over the country. If it meets the conditions.
I suggest you apply as appropriate, use online loans rationally, don't over-support loans, cherish personal credit and stay away from conventional loans. The introduction is for reference only. If there is a platform involving upfront fees, please do not submit your application at will.