1. Original commercial housing sales contract (agreement).

Construction project planning permit, or house ownership certificate and state-owned land use certificate, original and photocopy.

2. Other documents.

(1) down payment receipt (more than 20%), 1 original, 3 copies.

(2) ID cards of husband and wife, 1 original and 3 copies.

(3) Household registration book, if the husband and wife are not in the same household registration book, add marriage certificate, 1 original and 3 copies.

(4) If the applicant is single, 1 original and 3 copies of single declaration shall be issued.

(5) If * * * applies for a loan from * * *, it shall hold the original copy of/kloc-0 and three copies of the certificate of immediate family members (household registration book or issued by the public security and notary departments).

(6) The original housing provident fund card of both husband and wife.

Two. Requirements for filling out forms

In the table, the loan applicant must be the first person in the house purchase contract. The contract number in the table shows that the new ordinary house is the second line on the cover of the purchase contract.

Three. preventive measure

1. Applicants can choose the repayment method of equal principal and interest or average capital according to their needs. But a loan (including portfolio loan) can only choose one repayment method.

2. If the applicant chooses the mortgage loan guarantee method with a loan amount of more than 70%, he must apply for a loan from the guarantee company.