Applying for a loan always requires a lot of relevant documents and materials. Nowadays, many people start their own businesses, and more and more people apply for business loans. So what materials do you need for commercial loans?

What materials do you need for a venture loan?

1 ID card, household registration book or valid residence certificate, residence address certificate and marital status certificate of the borrower and spouse;

2 proof of the borrower's spouse's commitment to repay the loan;

Production and business license, if engaged in licensed business, provide the original and photocopy of the business license of the relevant administrative department; The partnership enterprise or corporate enterprise shall also issue the original and photocopy of the partnership agreement or articles of association, capital verification report and capital contribution agreement;

4. Proof of loan use (such as house purchase contract, etc.). );

5. Tax payment certificate for production and business activities;

6. The borrower's pledge right certificate, the list of mortgaged (pledged) goods and the ownership certificate required to obtain the pledge and mortgage loan amount, as well as the written documents of the owner and the property agreed to be pledged and mortgaged;

7. Collateral appraisal report issued by the appraisal department recognized by the bank;

Other information required by the bank.

After submitting the application for venture loan, the bank will sign a loan contract and relevant procedures with the borrower after passing the examination. Usually you can get a commercial loan in a week or so. It should be noted that the information prepared must be complete, so as not to affect the application for venture loans.