With the continuous improvement of people's living standards in China, car loan has become the most popular consumption mode at present. Many families have their own cars, and automobile mortgage's ways are becoming more and more diversified, which can also play a role when people need capital turnover. Three common ways of mortgage car loans, look after the collection!

Three common ways to mortgage car loans

1, auto credit loan

Automobile credit loan means that the car loan platform first judges whether the owner has bought the car in full. If you buy a car by mortgage, it will match a loan amount for the owner according to the comprehensive information such as mortgage time, mortgage amount, personal credit information and customer location. There are three main modes: the monthly supply of mortgage car is enlarged, the GPS of mortgage car is not charged, and the GPS of the whole car is not charged.

The biggest feature is that the owner does not need to mortgage the vehicle to the platform or a third party, and completely controls the risk of car loan with the owner information portrait, owner credit data and GPS vehicle positioning.

2. automobile mortgage

Automobile mortgage refers to the means to control the risk of auto loan by introducing third-party guarantee or lending funds to third parties. For example, in automobile mortgage, car owners need to go to the vehicle management office for mortgage procedures. Vehicle mortgage loan means lending money to the auto mortgage company, and purchasing by rent means lending money to the auto financing leasing company. The biggest feature of automobile mortgage is that the owner needs to mortgage the car to a third party, and the owner does not own the ownership of the car.

3. Car pledge loan

Automobile pledge loan means that the owner pledges the vehicle to the automobile loan platform, and the automobile loan platform comprehensively matches the loan amount according to the vehicle value evaluation and the customer's industry, assets and other information. Specifically, it is divided into two types: full vehicle pledge loan and mortgage vehicle pledge loan. The biggest feature of automobile pledge loan is that the owner needs to pledge the vehicle to the automobile loan platform, and the owner no longer has the right to use the vehicle.

The above is the related content sharing of "mortgage car loan", I hope it will help everyone!