1. If most of them are users' personal viewing records, although it has been said many times, it will generally not affect the loan;

2. If the loan review records are all records such as loan review and credit card approval, then the user's credit information will be wasted, and it is difficult to apply for a loan again, so too much credit information review will affect the loan. As long as users do not apply for loan business frequently, the number of credit review will generally not be too much.

The above is about whether you can borrow money after more credit inquiries.

Under what circumstances can I make an objection complaint about credit reporting?

1. Loan processing credit card: Many people's identity information is leaked and may be used by criminals to process credit cards or loans;

2. Due to special reasons, the loan cannot be repaid immediately in the short term, such as loans overdue due to the execution of state official duties, emergency rescue and disaster relief;

3. Credit stain caused by bank reasons.

Contents of personal credit report

1. Credit-checking white account loan: If the user's credit information is not recorded, the bank can't know personal credit records, loans overdue records, etc. Judging from the user's credit report, it looks neat but the risks are unknown;

2. loans overdue records: Don't leave loans overdue records on the credit report;

3. Bad debts: that is, accounts that have passed the repayment period and cannot be recovered after collection, and have been unsalable for a long time. This is a serious breach of contract, and it is more serious than loans overdue;

4. Excessive debt ratio: Excessive debt ratio is a disguised "bad credit". The bank will mainly investigate the amount of credit card used by the bank and the average amount used in the last six months. Therefore, if there are housing loans and bank loans, pay attention to personal credit card consumption at least three months in advance;

5. Online loan records: Many online loans are connected to credit information, and there may be a large number of loans connected to the central bank's credit information system;

6. Agency inquiry frequency: credit card approval, loan review, and guarantee qualification certification have a certain impact on personal credit information, and the inquiry cannot exceed 5 times within half a year;

7. Spouse credit survey: The credit status of both spouses is one of the main survey factors.

This article is mainly about the knowledge point of whether you can borrow money after more credit inquiries. The content is for reference only.